I did some more research and came up with a plan. I rent my property and my landlord has been great. If someone was hurt and sued, he would be liable. So I looked for a solution. I contacted the local Farm Bureau Insurance guy and they can write a farm rider on my renter’s insurance. I was anticipating that it would be expensive. But it turned out by having them write my auto insurance, renter’s insurance, and the farm rider, I actually pay slighly more than the auto and renter’s policies. The additional farm rider is only a little over $100 a year.
In my case, my backyard is open & I’d need to put up a fence with a locking gate to meet the insurance requirements. My neighbor, James Tuckness of Wilson’s Creek Farm suggested that I set up the pools on his gated/fenced farm across the street as he already had liability insurance, and there was better sun exposure. But aspect of the new location is that the system is visible from a busy highway and there is some concern about vandalism and theft. So I added calamity insurance in case of these things occurring. Modern times we live in.